LivSimpl

8 steps to relieving stress regarding credit card offers

OK, so this isn’t exactly a tip on how to simplify life. It’s more of a way to vent frustration, relieve stress, and hopefully get credit companies to stop sending junk offers to the masses. You see, if I understand things correctly, companies don’t have to pay postage on business reply cards/envelopes unless they’re used.

You may see where I’m going with this.

Next time you get a credit card offer in the mail (assuming you haven’t already requested your name be removed from their mailing lists), do the following:

1. Pull out the entire contents of the envelope
2. Spread out contents on table
3. Locate the Business Reply Envelope and set it aside
4. Take all the remaining materials (letter, brochures, etc.) and tear them up
5. Place recently shredded materials into the business reply envelope
6. [Optional] Write a nice note to the credit company explaining how you feel about them wasting the world’s resources, and your time, in the hopes of getting a 3% response rate.
7. Seal the business reply envelope
8. Mail it

Not only have you torn the hated credit card offer to shreds, you’ve also just gotten the credit card company to pay for you to mail them the torn-up offer they sent you in the first place.

Do they want it? No. But then again, neither did you.

LivSimpl

P.S. I just realize a previous tip on how to remove yourself specifically from credit-based offers (think “Congratulations! You’re pre-approved!”) didn’t make the jump when I switched sites. I’ll rewrite it and get it back up soon.

Photo courtesy of here.

Wednesday, November 28th, 2007 at 6:37 pm and is filed under Environment, Finances, Simple Pleasures. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.